I agree. The first time a car turns in front of you, and you panic, and you will, and you grab a handfull of throttle, and you will, it won't be good.
Trade the FZ for a 5-600cc.
I had this basic conversation with my son last week.
I don't have any problem with lack of torque. I'll pass in 6th gear at 4k anytime, no downshift required. Of course, my other bike is an R6 with absolutely zero torque below 8k and not much until 10k.