Norm
Wizard
Understand that the folks that claim they need no formal training are also the ones who have self-determined that they are accomplished riders. It's like rating your own performance. I could easily give myself a 10 if I wanted to.
Also, where are you getting this info about education level and insurance rates? I have never heard of it.
That's the problem. You apparently have very little education outside of Keith Code Books. Go talk to an insurance broker. You have made it so I have little interest in educating you. If you read through the posts carefully you will see that you have claimed yourself to be a better rider than me. You never met me or saw me ride. From what level of ignorance could such a claim be made. You even went so far as to ban me from riding in Maryland. If I knew I could own a state with just a high school diploma I wouldn't have wasted the next 13 years of my life.
At what point did I tell anyone I didn't read motorcycle books, journals, or other educational material? At what point did I say I didn't take training? Read through the posts again. When did I say I knew it all? I took the time to give a perspective on riding. You were always free to tell us what worked for you. Reading another members experience and telling them your way is so superior smacks or arrogance and ignorance.
So go look it up. Education does correlate with safe driving. Though there are little statistics on motorcycles a twenty something like yourself on a supersport is always going to pay more insurance than a 50 something like me with many years on the road. So while T84A thinks time in the saddle is useless the insurance industry and underwriters think otherwise. This my friend is the only objective view of your riding skills. When you go tell your insurance agent you read Keith Code I assure you there won't be a discount.